Residential & Buy to Let Mortgages

First time buyer: A first-time buyer mortgage is aimed specifically at people buying a property in the UK for the first time. Buying your first home is a huge commitment, so our comparison tool can help you play around with deposits vs. borrowing amounts, to find a mortgage rate that can help you achieve that dream.

Remortgage: Remortgaging is the process of switching your existing mortgage to a new deal, using the same property as security. You can remortgage with the same lender or a different provider.

Homemover: If you’re selling your current property and buying a new one, the proceeds of the sale will be used to repay your existing mortgage. You then take out a new homemover mortgage with your current provider or a new lender.

Second charge mortgage: As the name implies, a second mortgage will mean that you have two mortgages on your home. It is a secured loan taken out in addition to your first mortgage, against the equity in your property

Buy-to-let mortgage: A buy-to-let mortgage is a secured loan that’s specifically designed for people who want to invest in a property, whether a house or flat, in order to rent it out to tenants.